Insurance & Payment at Spectrum Eye Care

Understanding vision and medical insurance can feel complicated, but Spectrum Eye Care is committed to making the process as simple and transparent as possible. We work with many of the most widely used vision plans and medical insurance carriers to help patients in Northgate and the greater Colorado Springs area access quality eye care with confidence. Our knowledgeable team is happy to assist with verifying benefits, explaining coverage, and answering questions about exams, eyewear, and contact lenses.

Two people sit at a table. One points at a document while the other writes on it with a pen. A laptop is open beside them.
Two people sit at a table. One points at a document while the other writes on it with a pen. A laptop is open beside them.

What’s Included in a Contact Lens Exam

Spectrum Eye Care accepts most major vision insurance plans, including:

  • Aetna Vision

  • Cigna Vision

  • Davis Vision

  • Superior Vision

  • Blue View Vision

  • UnitedHealthcare Vision

  • EyeMed

  • VSP

  • Spectera

Vision plans often help cover routine eye exams, prescription glasses, contact lenses, and lens enhancements. Coverage varies by plan, so our staff will review your benefits and help you understand what is included before your appointment.

Medical Insurance Plans We Accept

Certain eye conditions and medical eye care services may be billed through medical insurance rather than vision plans. Spectrum Eye Care works with many major medical carriers, including:

  • Colorado Health Plus

  • UnitedHealthcare

  • Humana

  • Cigna

  • Aetna

  • Medicare

  • Medicaid

  • TRICARE / TriWest / VA

Medical insurance may apply to services such as eye infections, injuries, sudden vision changes, diabetic eye exams, glaucoma management, and other medically necessary eye care.

An optometrist conducts an eye exam using a phoropter on a seated patient in a clinic.
An optometrist conducts an eye exam using a phoropter on a seated patient in a clinic.

Don’t See Your Insurance Listed?

Insurance networks change frequently. If you do not see your vision or medical insurance plan listed, please contact our office. Our team will be happy to confirm whether Spectrum Eye Care is in-network with your specific carrier or plan.

Payment Options & Patient Support

For services not fully covered by insurance, we offer straightforward payment options and clear communication about costs. Our goal is to ensure you understand your benefits and feel comfortable moving forward with your care—no surprises.

Close-up of the side arm of gold-rimmed eyeglasses with "SWAROVSKI" engraved on it, featuring small decorative crystals near the hinge.
A man wearing glasses, a white t-shirt, and a gray cardigan stands indoors, smiling at the camera with a neutral background.

Contact Us for Insurance Questions

Have questions about your vision plan, medical insurance, or coverage for eye exams, glasses, or contact lenses? Contact Spectrum Eye Care today. Our friendly staff is ready to help you navigate your benefits and schedule your appointment with confidence.