As the year comes to an end, many of us are busy planning holiday gatherings, shopping for gifts, and setting goals for the new year. However, amidst the hustle and bustle, it’s crucial to prioritize your health, including your eye health. At Spectrum Eye Care in Colorado Springs, we want to remind you to use your vision benefits before they expire at the end of the year.
Don’t let your vision benefits go to waste
For those with a vision plan, a Flexible Spending Account (FSA), or a Health Savings Account (HSA), the end of the year is a critical time to evaluate and use these benefits. While HSAs are more flexible and roll over from year to year, FSAs often come with a “use it or lose it” policy, meaning any unused funds will be forfeited when the year ends.
Understanding your vision benefits
- Vision plans: Many vision plans offer annual benefits, such as eye exams and discounts on glasses, contact lenses, and sometimes even LASIK procedures. If you haven’t taken advantage of these services this year, now is the time to schedule an appointment. An eye exam not only checks your vision but can also detect early signs of health issues such as diabetes or high blood pressure.
- Flexible Spending Account (FSA): FSAs are a great way to set aside pre-tax dollars for healthcare expenses, including eye care. However, FSAs typically do not roll over, meaning you could lose any remaining balance at the end of the year. You can use these funds to cover out-of-pocket expenses for eye exams, prescription eyewear, and specialized treatments.
- Health Savings Account (HSA): While HSAs do not expire annually and funds roll over, it is still a good idea to use them before the year ends to maximize your contributions and reduce taxable income. Consider using HSA funds for more significant eye care purchases or to plan for future needs.
Why schedule your eye exam now?
Here are a few reasons why you shouldn’t wait to schedule your eye exam:
- Preventive care: Regular eye exams are essential for maintaining eye health and catching potential issues early. Even if you don’t wear glasses or contacts, you could still have an eye disease with no symptoms.
- Updated prescriptions: If you wear glasses or contacts, ensuring your prescription is up to date can enhance your quality of life and reduce eye strain or headaches.
- Wide selection of eyewear: At Spectrum Eye Care, we offer a wide range of eyewear in North Colorado Springs, from trendy frames and computer glasses to Transitions light intelligent lenses, ensuring you find the perfect fit for your style and needs.
End-of-year appointments fill up fast
Our schedule tends to fill up quickly at the end of the year. We encourage you to contact us as soon as possible to book your eye exam in North Colorado Springs and ensure you can take full advantage of your benefits.
Please give us a call today to schedule your exam or request an appointment online. Happy holidays, and here’s to a bright and clear 2024!